Since its founding in 2017, Liberty Home Guard (LHG) has stood out for its wide range of add-on options that cover high-tech items typically left off other home warranty plans. While other providers offer between five and 10 additional coverage options, LHG offers an extensive 38 options. 

According to our research, Liberty Home Guard is among the best home warranty companies in the United States. Our review standards consider a home warranty provider’s number of plan options, customer support features, brand reputation and more. Keep reading to find out whether Liberty Home Guard is right for you.

What We Like and Don’t Like

Before zeroing in on a decision, consider the pros and cons of Liberty Home Guard’s coverage options:

✅ 60-day workmanship guarantee is longer than the typical 30-day guarantee

✅ More than 35 additional coverage options, including several options not covered by other providers, such as reverse osmosis systems, gutter cleaning and pest control

✅ Live-chat customer service feature allows accessible and timely support 24/7 without a phone call

❌ Sample contract does not include information about how LHG assigns the service call fee

❌ Coverage limits are determined based on the covered item’s book value (the original cost minus its depreciation)

Liberty Home Guard Best for high-tech homes
Key Facts to Know
  • No mobile app
  • Contractor chosen by LHG
  • 60-day workmanship guarantee
  • 24/7 customer service
Plan Options
  • Appliance Guard: Covers appliances
  • Systems Guard: Covers systems
  • Total Home Guard: Combines the coverage in the Appliance and Systems Guard plans
Cost
  • Appliance Guard: $69.99 per month
  • Systems Guard: $74.99 per month
  • Total Home Guard: $79.99 per month

Liberty Home Guard Plans

Liberty Home Guard offers three coverage options: Appliance Guard, Systems Guard and Total Home Guard. Appliance Guard covers appliances, and Systems Guard covers major home systems. Total Home Guard covers all the items in the two earlier plans for an additional $5–$10 per month.

Appliance Guard

LHG’s Appliance Guard plan covers nine home appliances. It’s important to note that LHG’s base plan coverage expressly excludes high-end brands, including but not limited to KitchenAid, Electrolux, Miele and Viking. You can review the full list of exclusions in LHG’s sample contract. You can cover these brands if you select a pro-series add-on package for your refrigerator, oven, dishwasher, microwave and laundry appliances. 

Plan coverage highlights: Covers nine appliances, including your clothes washer, dishwasher, garbage disposal and cooktop

Systems Guard

The System Guard plan covers six essential built-in systems. LHG sets the coverage cap for each covered item at $2,000, but not all items will be covered up to $2,000. LHG uses the book value, which is the purchase price minus the depreciated value, to determine the coverage limit when you file a claim. 

Plan coverage highlights: Covers six major systems, including HVAC (air conditioning, heating and ductwork), plumbing, electrical and water heaters

Total Home Guard

The Total Home Guard plan combines the coverage of the two basic plans. The coverage limits remain the same, but you receive bundled coverage for built-in systems and appliances. 

Plan coverage highlights: Covers 15 built-in systems and home appliances, including built-in microwaves, dishwashers, laundry appliances and garage door openers

Add-Ons

Liberty Home Guard offers 38 additional coverage options: 

  • Additional spa
  • Carpet cleaning
  • Casita guest unit
  • Central vacuum
  • Ejector pump
  • Electronics protection
  • Freestanding ice maker
  • Generator
  • Grinder pump
  • Gutter cleaning
  • In-fridge ice maker
  • Instant hot water dispenser
  • Lawn sprinkler system
  • Lighting fixtures
  • Limited roof leak
  • Pest control
  • Plumbing fixtures
  • Pool and spa
  • Pro-series clothes dryer
  • Pro-series dishwasher
  • Pro-series microwave
  • Pro-series range/oven/cooktop
  • Pro-series refrigerator
  • Pro-series washing machine
  • Re-key services
  • Reverse osmosis water filter system
  • Saltwater pool
  • Second refrigerator
  • Septic system pumping
  • Stand-alone freezer
  • Sump pump
  • Swamp cooler
  • Trash compactor
  • Water dispenser water line
  • Water softener
  • Well pump
  • Window washing/cleaning
  • Wine cooler/fridge
Liberty Home Guard Best for high-tech homes
Key Facts to Know
  • No mobile app
  • Contractor chosen by LHG
  • 60-day workmanship guarantee
  • 24/7 customer service
Plan Options
  • Appliance Guard: Covers appliances
  • Systems Guard: Covers systems
  • Total Home Guard: Combines the coverage in the Appliance and Systems Guard plans
Cost
  • Appliance Guard: $69.99 per month
  • Systems Guard: $74.99 per month
  • Total Home Guard: $79.99 per month

Liberty Home Guard Plan Comparison

You can compare Liberty Home Guard’s coverage plans in the table below.

PlanAppliance GuardSystems GuardTotal Home Guard
Monthly Cost$69.99$74.99$79.99
Air conditioning✔️✔️
Ductwork✔️✔️
Electrical✔️✔️
Heating✔️✔️
Plumbing✔️✔️
Water heaters✔️✔️
Built-in microwave ovens✔️
Ceiling and exhaust fans✔️
Clothes dryer✔️✔️
Clothes washer✔️✔️
Dishwasher✔️✔️
Garage door openers✔️✔️
Garbage disposals✔️✔️
Ranges/ovens/cooktops✔️✔️
Refrigerator✔️✔️

How Much Does Liberty Home Guard Cost?

We requested a quote for a single-family home smaller than 5,000 square feet in Brooklyn, N.Y., where the company is headquartered. According to the quote we obtained, Liberty Home Guard’s home warranty plans range from $69.99–$79.99 per month. 

LHG is not transparent about its service call fee during the quote process, but you can find it on your service contract after enrollment. A representative for the company informed us that the service call fee will always fall between $65 and $125. This fee will be assigned to your account based on the location of your home, your plan and any additional coverage options you select. 

Where Is Liberty Home Guard Available?

Liberty Home Guard is available in 48 states:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • West Virginia
  • Wyoming

Liberty Home Guard isn’t available in Washington or Wisconsin. If LHG isn’t available in your state, you can review our guide on the best home warranty companies to find one that services your area.

Liberty Home Guard Reviews

We read nearly 2,500 real-life customer reviews across Best Company and Google Reviews during our research and vetting process. Customers noted that their issues were quickly resolved in some cases, while other customers complained that it was difficult to schedule an appointment in a timely manner. We pulled four reviews that provide a balanced impression of real-life customer experiences during the claims process. 

“We submitted a claim on our refrigerator. Turns out the issue was quite simple and we just had to unplug our refrigerator for a reset to then let it thaw. The technician that Liberty sent us gave us some great additional advice on how to maintain our fridge and troubleshoot if there are any issues with it in the future. After letting the fridge be unplugged for a day, it was good as new.” –– Ella Hurst, 2022

“Finally got my garage door repaired. I appreciate the help that Aaron gave me. He was courteous, proactive and responsive. My overall experience was less than satisfactory[;] however in the end they upheld their responsibilities and corrected the mistake. I still do not think this process should have taken 7 weeks to get a resolution. I’m thankful this was not an emergency repair.” –– Niki Prieto, 2022

“We had a sink that was clogged up. Crazy as it sounds, within an hour of me calling in, there was a plumber at our home. Jake explained that they had someone in the area and he was going to see if he could redirect him after his job to come to our house. Super convenient and pleasant first claim experience. I hope this standard of speed and service continues on our future claims.” –– Tina Martinez, 2022

“My heat went out on [the] Wednesday just before Christmas. They said they’d be here 24-48 hours. I live in Volusia County, FL. They went all the way over to another county, Orange, and booked a company who said they wouldn’t be here until Monday. When Monday came, I received an early morning notice that they would be here. At 11:04 I received a text from them saying they were trying to reach me and if I didn’t call back in the next few minutes, they were going to reschedule me. I called back at 11:12, less than 10 minutes. They had already gone on to another job. I sat here and waited for 4 hours for nothing.” –– Lurlie Mahaffey, 2022

Top Home Warranty Alternatives

Compare Liberty Home Guard against its competitors in the table below.

Superlative Monthly Cost Service Fee States Not Covered Affiliate Link
American Home Shield Best for the unknown $40–$65 $75–$125 Array VISIT SITE
Choice Home Warranty Best smartphone app $36–$44 $60–$85 Array VISIT SITE
America's 1st Choice Home Club Best for added assurance $43–$60 $75–$125 Array VISIT SITE
Liberty Home Guard Best for high-tech homes $65–$75 $60 Array VISIT SITE
Cinch Home Services Best for supplementing home insurance $35-$62 $100–$150 Array VISIT SITE
First American Home Warranty Best for home cooks $32–$44 $75 Array VISIT SITE
Select Home Warranty Best annual discounts $46–$50 $65–$75 Array VISIT SITE
Complete Care Home Warranty Best for frequent repairs $43–$50 $49 Array VISIT SITE
Priority Home Warranty Best live claims tracking $44–$55 $70 Array VISIT SITE
American Home Shield
Superlative Best for the unknown
Monthly Cost $40–$65
Service Fee $75–$125
States Not Covered Array
VISIT SITE
Choice Home Warranty
Superlative Best smartphone app
Monthly Cost $36–$44
Service Fee $60–$85
States Not Covered Array
VISIT SITE
America's 1st Choice Home Club
Superlative Best for added assurance
Monthly Cost $43–$60
Service Fee $75–$125
States Not Covered Array
VISIT SITE
Liberty Home Guard
Superlative Best for high-tech homes
Monthly Cost $65–$75
Service Fee $60
States Not Covered Array
VISIT SITE
Cinch Home Services
Superlative Best for supplementing home insurance
Monthly Cost $35-$62
Service Fee $100–$150
States Not Covered Array
VISIT SITE
First American Home Warranty
Superlative Best for home cooks
Monthly Cost $32–$44
Service Fee $75
States Not Covered Array
VISIT SITE
Select Home Warranty
Superlative Best annual discounts
Monthly Cost $46–$50
Service Fee $65–$75
States Not Covered Array
VISIT SITE
Complete Care Home Warranty
Superlative Best for frequent repairs
Monthly Cost $43–$50
Service Fee $49
States Not Covered Array
VISIT SITE
Priority Home Warranty
Superlative Best live claims tracking
Monthly Cost $44–$55
Service Fee $70
States Not Covered Array
VISIT SITE

Is Liberty Home Guard Right for You?

Liberty Home Guard is a worthwhile consideration for any homeowner who wants to cover more than the typical home appliances and major systems. While LHG’s base plan offerings are unremarkable, its stand-out features include more than 38 additional coverage options and an accessible customer service team you can contact via a convenient live-chat feature. 

To request a personalized quote, we recommend using LHG’s simple online quote tool or contacting their customer support team at 866-452-9107.

Liberty Home Guard Best for high-tech homes
Key Facts to Know
  • No mobile app
  • Contractor chosen by LHG
  • 60-day workmanship guarantee
  • 24/7 customer service
Plan Options
  • Appliance Guard: Covers appliances
  • Systems Guard: Covers systems
  • Total Home Guard: Combines the coverage in the Appliance and Systems Guard plans
Cost
  • Appliance Guard: $69.99 per month
  • Systems Guard: $74.99 per month
  • Total Home Guard: $79.99 per month

Liberty Home Guard FAQs

How We Rated the Best Home Warranty Companies

We researched and requested personalized quotes for nearly 40 home warranty providers, calculated average prices and compared the most commonly covered items in the industry. We analyzed thousands of customer reviews across multiple review aggregators, including BestCompany, Trustpilot, Google Reviews and Better Business Bureau (BBB). We also listened to hours of customer service calls to determine customers’ most significant pain points and what features are most important to them.  

We divided our review process into six primary categories to help us select the best home warranty companies to recommend to our readers:

  • Available plans (15 points)
  • Base plan coverage (25 points)
  • Price range (10 points)
  • Brand reputation (15 points)
  • Customer support and technology (30 points)
  • Bonus features (5 points)